The Private Banking relationship is centered on the concept of providing a single point of contact for all your banking needs. We work on your behalf to ensure prompt and efficient personal and business banking services. Specific emphasis is placed on the unique, and often complex, financial needs of our high net worth clients, particularly in lending. For example, Capitol Bank is able to structure unique personal and business loan arrangements for purposes considered unconventional by many banks.
Private Banking Clients have access to business and personal loans.
Residential and Refinance Mortgage Loans
Owner-Occupied Commercial Real Estate
Business Lines of Credit
Business Equipment Loans
Practice Buy-in Loans
Home Equity Loans and Lines of Credit
Vacation and Second Home Real Estate Loans
Collector Vehicle and RV Loans
Watercraft and Airplane Loans
The professionals at Capitol Bank Private Banking provide all of the products and banking services of a full-service financial institution. The team operates with the following three guiding principles:
We are relationship focused.
- Serving as your advocate
- Committed to proactive communication
- Bringing the entire array of banking services to you
We provide access to a team of experts and customized solutions.
- Provide you with a single point of contact at Capitol Bank
- Provide access to a team of experts
- Provide customized solutions through competitive products and services
We assist in facilitating important and unique financial decisions.
- Identify your financial goals and objectives
- Develop a comprehensive financial strategy
- Assist with the implementation of your financial plan
- Monitor performance
- Update and revise strategies and objectives as necessary
Private Banking Team
Our Private Banking team has varied experience that aligns for best-in-market service specific to your needs.
Private Banking Checking
This specialized personal checking account offers unique benefits in addition to our standard checking accounts. When all minimum daily balances are maintained, associated fees are waved for all account features. In addition you receive a competitive interest rate.
These special accounts include:
All checking accounts require a minimum of $100 to open. Upon closing, applicable minimum balance requirements and maintenance fees will apply. 1Interest on the Private Bank Checking account is compounded and credited monthly based on the Average Daily Balance Method. This is a variable rate and may change at the bank’s discretion without notice. Current interest rate on Capitol Plus Checking as of 10/7/2020 is .01% with and Annual Percentage Yield (APY) of .01%; therefore, the interest rate on the Private Banking checking has an interest rate of .11% with an APY of .11% as of 10/7/2020. Fees could reduce earnings on the account. Please contact a member of our Private Banking team for more current information at 608.836.4313. 2Free Capitol Bank Checks include the Capitol Bank Logo. Other checks are available for a fee. 3Free unlimited Capitol Bank ATM transactions up to your available balance; owner of non-Capitol Bank ATMs may charge a fee 4Subject to Bank approval. Text or data rates may apply for mobile applications. For additional details about deposit accounts, please refer to the Deposit Account Brochure, current Deposit Rate Sheet or Fee Schedule and the Truth in Savings Disclosure. All of these resources are available at any Capitol Bank Office.