Personal Checking Accounts
Proudly serving our communities of Madison & Verona, Wisconsin, Capitol Bank offers a variety of checking options that are a perfect fit for your needs.
All our Personal Checking accounts offer:
- Free Online Banking: Save time by banking securely and conveniently from virtually anywhere.
- Free Bill Pay: Establish one-time, recurring, and multi-payments. Manage payments with a scheduling calendar, email/text alerts, and category tracking.
- Free eStatements: Receive electronic statements via email or online banking instead of a physical paper statement in the mail.
- Free Mobile Banking 1: Conduct banking activities remotely; check balances, transfer funds, deposit checks, find local ATMs, and more.
- Free Mobile Wallet 1: Make electronic transactions, including payments for goods and services, without the need for physical cash or traditional payment methods like credit or debit cards.
- Fraud Prevention Text and Email Alerts: Take quick action if fraudulent activity is detected—you’ll be notified of potentially suspicious or unauthorized activities.
- Free Capitol Bank ATM3: ATM ACCESS Network
- No Annual Fee Visa Debit Card2
- Free Check Safekeeping: Choose to have your canceled checks stored securely by Capitol Bank.
Checking Account Comparison
|
Free Green Checking |
Capitol Checking |
Capitol Plus Checking |
Senior Checking |
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|---|---|---|---|---|
| Description |
A free checking account when you establish online banking, eStatements, and monthly direct deposit (or debit card). |
An economical account that allows you to take advantage of balances in multiple accounts. |
An interest-earning account5 meant for existing customers and those with a Capitol Bank Mortgage. |
A checking account with special benefits for customers 62 or better. |
| Check Imaging |  |
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| Monthly Maintenance Fee |
No Monthly Maintenance Fee |
Monthly Maintenance Fee of $8 plus $.30 per check written and $.30 per ATM withdrawal |
Monthly Maintenance Fee of $15 plus $.30 per check written and $.30 per ATM withdrawal |
Monthly Maintenance Fee of $10 |
| Fee Waived if: |
$500 in Checking OR $1,000 in Savings, Money Market or Certificate of Deposit. |
$1,000 in Checking OR $2,000 in Savings, Money Market, or Certificate of Deposit. OR Mortgage of at least $50,000 |
Enrolled in Direct Deposit | |
| Free Capitol Bank Logo Checks and Cashier’s Checks | |
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$15 Safe Deposit Box Discount |
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Got Questions?
Let's talk. Get in touch with us for more information or if you have questions. We're happy to help.
Digital Banking
Digital banking offers the security of traditional banking plus more flexibility.
