Individual Retirement Accounts (IRAs)

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Reach Your Retirement Goals

We work hard to build a secure and prosperous future for our community, making us the ideal partner on your journey to financial security. Our Individual Retirement Accounts (IRAs) provide a reliable, tax-advantaged strategy to save for retirement.

Why Choose Capitol Bank for Your IRA?

Local Expertise, Personalized Service

Benefit from our personalized service and local expertise as you plan for a comfortable retirement. As Madison's community bank, we understand the unique needs of our neighbors—you're not just an account number here.

Tax Advantages

Maximize your retirement savings with the tax benefits of an IRA. Depending on the type of IRA you choose, contributions may be tax-deductible, and earnings can grow tax-deferred or tax-free.

Flexible Contribution Limits

Enjoy flexibility in contributing to your IRA. Capitol Bank's IRA options allow you to contribute up to annual limits set by the IRS, helping you tailor your retirement savings to your financial capacity.

Variety of IRA Options

Choose the plan that aligns with your financial goals and lifestyle.
Capitol Bank provides a range of IRA options, including Traditional IRAs and Roth IRAs, Whether you prefer upfront tax advantages or tax-free withdrawals in retirement, we have the right solution for you.

Competitive Interest Rates

Watch your retirement savings grow steadily with the support of our reliable financial services. Your IRA funds will not only benefit from potential market gains, but will also earn competitive interest rates at Capitol Bank.

Online Access and Management

Managing your IRA with Capitol Bank is convenient and efficient. Access your account online, check balances, review transactions, and stay in control of your retirement savings anytime, anywhere.