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Throughout May, enroll in Online Banking and we’ll give you $5, and donate $5 to the Lussier Community Education Center’s food pantry*. Click Learn More for details.

Committed to our customer's needs.

At Capitol Bank, people come first. Each customer is important and deserves respect, courtesy and professional service.



Capitol Bank is your full-service financial partner. No matter where you are in your financial life we offer an array of products and services that make sense for you.


A successful business requires a strong financial partner, and at Capitol Bank we’re committed to providing products and services that make sense for your business.


We offer a variety of mortgage and home equity loan options for your unique needs. Or experienced mortgage lenders will walk you through each step of the process.

What’s New

The latest happenings from within our locations and community.
April 28, 2016

$5 for you, $5 for them – Support the Lussier Food Pantry

April 28, 2016 in Announcements, Commercial Lending, Mortgage and Residential

The rules that are choking Wisconsin’s community banks

[Originally published April 27, 2016 by David D. Haynes in the Milwaukee Wisconsin Journal Sentinel]   It was my favorite scene from “The Big Short,” last year’s brilliant movie about…

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April 27, 2016 in Mortgage and Residential

Jumbo Mortgages in Wisconsin – what are they?

You may have heard the term “jumbo mortgage”. It sounds scary…who wants a jumbo mortgage and what does it mean? A jumbo mortgage is a home loan that exceeds the... Read More
April 20, 2016 in Community Involvement

Supporting Autism Awareness Month

Doing our own small part in supporting Autism Awareness Month. We held a "dress down" day in which employees could pay $5 to go business casual. Visit the organizations below... Read More
March 31, 2016 in Commercial Lending

Federal Reserve 2015 Small Business Credit Survey – Small Banks Are the Choice Lender

While I am pleased with the results of the survey, I am not surprised. I have seen for some time that business owners want access to local bankers making local... Read More
Digital Banking at Capitol Bank

We have a variety of products that give you control of your finances.

We value face-to-face relationships with our customers. But we also recognize the importance of accessing your financial information, managing payments, transferring and depositing funds away from the physical bank. Take a look at the products we’ve cultivated to give you control.

Your Flexible Business Partner

We hear time and again from our business customers that they were lost in the crowd at their previous banks. At Capitol Bank we serve the Madison-area with a small team of passionate professionals that know our customers by name.
“Quality in a product or service is not what you put into it. It’s what the customer gets out of it. I strive for simplicity and flexibility in serving our customers.”

– Kari Harpold, NMLS#1253622

Capitol Bank is a local, Madison owned, full-service financial institution.

Our Philosophy

We know that to succeed in the highly competitive world of banking, we must not just say we’re different – we must prove it by consistently delivering high-quality service that is better than our competitors.

Our Difference

We feel confident that you will find value in our products and services.

We listen and learn. Your financial well-being is important to us.

Our Mortgage Team is ready to walk you through the process.

We value relationships and believe in knowing our customers’ names.