Brava Magazine Feature
More than Just Mortgages

With many different services available to Greater Dane County professionals, Capitol Bank is a refreshing “one stop shop” that delivers for your personal and business financial needs.

What Our Customers Are Saying

“Capitol Bank is my hometown bank, day in and day out. I know people by sight and name, and by their dedication. Rosalie is a lovely woman and reliable as all get out. Howard is our go-to guy for mortgages and planning pieces of our future. Whether you choose the Madison or the Verona location, if you are looking for a local, small-town feel, home bank, look no further. ”

Marny Smith Verona Resident

“I have to say again how easy and intuitive your website is and we LOVE, LOVE, LOVE that we can get help from you "guys" easily!!”

Business Customer

“Amy was great to work with. She made the process very easy, and was available to answer all questions. Amy was also very accommodating to our schedule. She went out of her way to drop us off our first draw check so we didn't have to travel back to the west side. ”

Mortgage Customer

“Capitol Bank is not your typical heartless bank to support people like this. It is the very ethical and community centered way they do business. They should be the model for the industry and definitely get more credit.”



Capitol Bank is your full-service financial partner in Madison and Verona, Wisconsin. No matter where you are in your financial life we offer an array of products and services that make sense for you, including – private banking, personal checking, savings accounts, loans & credit cards.


A successful business requires a strong financial partner, and at Capitol Bank we’re committed to keeping Madison moving forward by providing products and services that make sense for your business. Our business services include commercial lending, business checking, savings accounts, loans & credit cards.


We offer a variety of mortgage and home equity loans for your unique needs. Our experienced mortgage lenders will walk you through each step of the process, whether you’re looking for a 30 year fixed mortgage, the best mortgage rates, or to refinance a mortgage.

What’s New

The latest happenings from within our locations and community.
March 5, 2018

Brava Magazine – More than Just Mortgages

February 13, 2018 in Announcements

How the Tax Cuts & Jobs Act of 2017 Could Affect Your IRA

The Tax Cuts and Jobs Act of 2017, signed into law on December 22, 2017, makes a number of changes that affect individual retirement arrangements (IRAs). The changes are varied... Read More
February 6, 2018 in Security

Spotting and Avoiding Olympic Scams

In February, the best athletes from around the world will gather in PyeongChang to test their skills against one another at the Winter Olympics. Entire countries will wait with excitement…

Read More
January 19, 2018 in Mortgage and Residential

Pre-Approval and Pre-Qualification in Dane County

When a home hits the market, that same weekend, they're seeing a handful of offers right away, and that's why it really is crucial to have a preapproval letter so... Read More
December 15, 2017 in Announcements

A Year to Remember

2017 has been a busy year at Capitol Bank. We’re grateful for the success we’ve had, the new relationships that have been formed, and our ever-growing team of friendly, knowledgeable…

Read More
Online Banking at Capitol Bank

We have a variety of products that give you control of your finances.

We value face-to-face relationships with our customers. But we also recognize the importance of accessing your financial information, managing payments, transferring and depositing funds away from the physical bank. Take a look at the products we’ve cultivated to give you control.
ClickSWITCH Screenshot Web

Your Flexible Business Partner

We hear time and again from our business customers that they were lost in the crowd at their previous banks. At Capitol Bank we serve  Madison and Verona, Wisconsin with a small team of passionate professionals that know our customers by name.
“Quality in a product or service is not what you put into it. It’s what the customer gets out of it. I strive for simplicity and flexibility in serving our customers.”

– Kari Harpold, NMLS#1253622

Capitol Bank is a local, Madison owned, full-service financial institution.

Our Philosophy

We know that to succeed in the highly competitive world of banking, we must not just say we’re different – we must prove it by consistently delivering high-quality service that is better than our competitors.

Our Difference

We feel confident that you will find value in our products and services.

We listen and learn. Your financial well-being is important to us.

Our Mortgage Team is ready to walk you through the process.

We value relationships and believe in knowing our customers’ names.