What’s the Difference

Pre-Approval Vs. Pre-Qualification

When a home hits the market, that same weekend, they’re seeing a handful of offers right away, and that’s why it really is crucial to have a preapproval letter so that these people know when they’re weeding out offers that this one is reliable.

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Personal

Capitol Bank is your full-service financial partner in Madison and Verona, Wisconsin. No matter where you are in your financial life we offer an array of products and services that make sense for you, including – private banking, personal checking, savings accounts, loans & credit cards.
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Business 

A successful business requires a strong financial partner, and at Capitol Bank we’re committed to keeping Madison moving forward by providing products and services that make sense for your business. Our business services include commercial lending, business checking, savings accounts, loans & credit cards.
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Mortgages 

We offer a variety of mortgage and home equity loans for your unique needs. Our experienced mortgage lenders will walk you through each step of the process, whether you’re looking for a 30 year fixed mortgage, the best mortgage rates, or to refinance a mortgage.

What’s New

The latest happenings from within our locations and community.
February 13, 2018

How the Tax Cuts & Jobs Act of 2017 Could Affect Your IRA

February 6, 2018 in Security

Spotting and Avoiding Olympic Scams

In February, the best athletes from around the world will gather in PyeongChang to test their skills against one another at the Winter Olympics. Entire countries will wait with excitement…

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January 19, 2018 in Mortgage and Residential

Pre-Approval and Pre-Qualification in Dane County

When a home hits the market, that same weekend, they're seeing a handful of offers right away, and that's why it really is crucial to have a preapproval letter so... Read More
December 15, 2017 in Announcements

A Year to Remember

2017 has been a busy year at Capitol Bank. We’re grateful for the success we’ve had, the new relationships that have been formed, and our ever-growing team of friendly, knowledgeable…

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December 14, 2017 in Security

Avoiding Holiday Scams

The holiday season is a great time to make charitable gifts to support the causes you care about, and charities often run end-of-year fundraising campaigns. However, criminals take advantage of…

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Online Banking at Capitol Bank

We have a variety of products that give you control of your finances.

We value face-to-face relationships with our customers. But we also recognize the importance of accessing your financial information, managing payments, transferring and depositing funds away from the physical bank. Take a look at the products we’ve cultivated to give you control.
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Your Flexible Business Partner

We hear time and again from our business customers that they were lost in the crowd at their previous banks. At Capitol Bank we serve  Madison and Verona, Wisconsin with a small team of passionate professionals that know our customers by name.
“Quality in a product or service is not what you put into it. It’s what the customer gets out of it. I strive for simplicity and flexibility in serving our customers.”

– Kari Harpold, NMLS#1253622

Capitol Bank is a local, Madison owned, full-service financial institution.

Our Philosophy

We know that to succeed in the highly competitive world of banking, we must not just say we’re different – we must prove it by consistently delivering high-quality service that is better than our competitors.

Our Difference

We feel confident that you will find value in our products and services.

We listen and learn. Your financial well-being is important to us.

Our Mortgage Team is ready to walk you through the process.

We value relationships and believe in knowing our customers’ names.