Get the money you need.
Our simple application process and local decisions make it easy to get the consumer/personal loan you desire at a competitive rate.
Personal Loans
Get the money you need. We offer a variety of consumer loans at competitive rates. The application process for our personal loans couldn’t be easier, and we make local Madison decisions.
Auto Loans
Get behind the wheel of your new car in no time with our easy application process and quick turnaround time. Whether you’re purchasing a new vehicle or want to save money by refinancing your existing auto loan, Capitol Bank offers a variety of terms and rates to meet your needs.
The Smart Option Student Loan® for Capitol Bank by Sallie Mae®
Make higher education happen. Student loans from Capitol Bank in partnership with Sallie Mae® could help.
Whether you’re an undergraduate or graduate student, put your education in the front seat with flexible loans designed to meet your needs.
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty
- Multiple repayment options
Home Equity
Learn more about the benefits of a home equity loan or line of credit from Capitol Bank. It’s a smart way to tap into your valuable asset.
Home Equity Loan
- Your loan is funded in a lump sum.
- Interest payments may be tax-deductible.
- Enjoy the security of a fixed rate.
- Great for large, one-time purchases, medical bills, debt consolidation.
Home Equity Line of Credit
- Borrow what you need when you need it.
- This is a revolving line—as you pay down your line, the funds become available to draw upon again.
- Interest payments may be tax-deductible.
- Great for home remodeling projects, periodic expenses like college tuition, and debt consolidation.
To learn more about a home equity loan or line of credit, contact a Mortgage Banker or call (608) 836-1616.
Consult your tax adviser on interest deductibility.
Help Center
Visit our Help Center for documents, quick links and resources to get quick answers to your questions.
Personal Banking Services
From checking, savings or credit cards, Capitol Bank is here and ready to help.
