Flexible Checking Solutions
All Business Checking Accounts include:
- Free Online Banking
- Mobile Banking 1
- VISA® Business Credit4 & Debit5 Cards Available
- Free Access to Select Wisconsin ATMs2 ATM ACCESS Network
Increase efficiency with a Capitol Bank Business Checking solution. Manage your daily finances with the convenience of online banking complete with enhanced security.
Free Business Checking
If you’ve got a business with lower transaction volume, our free Business Checking account is perfect for you. Get all the benefits of Capitol Bank Business Checking without incurring monthly service fees.
Business Checking
For businesses with moderate monthly transactions and a desire for low maintenance fees, Capitol Bank's Business Checking account is the ideal feature-filled choice allowing you to focus on running your business.
Corporate Checking
Capitol Bank's Corporate Checking is crafted for larger enterprises, offering robust financial tools to meet your corporate needs. This flexible account caters to businesses with higher activity requirements enabling tiered balance earnings credit to offset activity charges.
Community Checking
We’re proud to offer Community Checking, designed for local nonprofits in the Greater Madison area looking to invest in the community. This reduced-cost checking account is tailored to local business needs, prioritizing integrity and community growth through its unique earnings credit to offset fees and maximize earning potential.
Business Checking Account Comparison
| Free Business Checking | Business Checking | Corporate Checking | Community Checking | |
|---|---|---|---|---|
| Description | Designed for low transaction volume businesses that don’t want to pay fees. | Our most popular account and the best value if your business conducts a limited amount of transactions and you want a low monthly maintenance fee. |
A flexible account if you have higher activity needs. Earn credit on your balance to offset some or all of your activity charges. |
Low-cost account for nonprofit businesses that features a unique earnings credit to offset fees and maximize earning potential. |
| Monthly Maintenance Fee | None | $12 |
$22 (with check images) $20 (without check images) |
None |
| Interest/Earnings Credit Available6 | Not Applicable | Not Applicable |
Rates based on tiered balances: 1st tier: under $100,000 2nd tier: $100,000-$500,000 3rd tier: above $500,000 |
Excess earnings credit goes right to your bottom line6 |
| Check Images |  |
|
|
|
| Transaction Limits7 | First 50 free per statement cycle, then $0.40 per item | First 150 free per statement cycle, then $0.40 per item |
No Transaction Limits - Transactions are charged per instance as outlined below for both of these accounts. |
No Transaction Limits - Transactions are charged per instance as outlined below for both of these accounts. |
Business Digital Banking
Manage your finances easily and efficiently with Capitol Bank's Digital Banking services.
Got Questions?
Let's talk. Get in touch with us for more information or if you have questions. We're happy to help.
