Purchasing your first home is a big step.
We’ll be here to answer all of your questions and help you find the right programs and best mortgage option to make it a smooth step.
First-Time Homebuyers
If it’s your first time buying a home in the Dane County area, you’re at an advantage from a borrowing standpoint. Give us a call to discuss your situation and get pre-approved for a loan. Particularly in the competitive Dane County market, it’s important to get ahead of the process if you’re looking to purchase your first home.
We’re here to answer your questions and guide you smoothly through the home buying process.
Home Affordability Calculator
Mortgage Options
| Product/Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed Rate | 7.000% | 7.073% |
| 15 Year Fixed Rate | 6.750% | 6.867% |
| Residential 5/1 Portfolio T-Bill ARM | 7.500% | 7.936% |
| Residential 7/1 Portfolio T-Bill ARM | 7.750% | 7.997% |
Mortgage Lending Team
Our experienced mortgage lenders will walk you through each step of the process. Contact us to learn more about Residential Lending.
Schedule an Appointment
Use our contact form to schedule an appointment with an experienced banker.
Help Center
Visit our Help Center for documents, quick links and resources to get quick answers to your questions.
Personal Banking Services
From checking, savings or credit cards, Capitol Bank is here and ready to help.
