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A smart way to invest your money.
Discover the benefits of securing your financial future with Certificates of Deposit (CDs). We pride ourselves on offering competitive CD rates that ensure your money grows steadily over a fixed term.
Enjoy the security of FDIC insurance, personalized service, and a deep connection to the Madison and greater Dane County area. With Capitol Bank, you not only invest wisely but also contribute to the strength and vitality of the local economy. Explore our range of CD options and experience the reliability and trust that comes with banking close to home.
Certificates of Deposit
| Term | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| 7 Month Special | $2,500.00 | 4.668% | 4.75% |
| 11 Month Special | $2,500.00 | 4.571% | 4.65% |
Additional Details on Capitol Bank CDs:
- Minimum Opening Deposit: $1000 for standard term; $2,500 for special term
- Monthly Maintenance Fee: None
- Interest: Fixed Interest Rate for the term of the certificate. Interest compounded and credited quarterly. Interest can automatically be transferred to another account.
- Statements: Monthly, if combined with a checking account
Withdrawal Details:
The penalty we may impose will equal seven (7) days interest on the amount withdrawn within the first six (6) days after deposit – OR – within six (6) days of the date of the immediately preceding partial withdrawal.
The penalty we may impose will equal seven (7) days interest on the amount withdrawn within the first six (6) days after deposit – OR – within six (6) days of the date of the immediately preceding partial withdrawal.
CD withdrawals are subject to the following penalties based upon the term of the CD:
1-5 months CD = 1 month interest penalty;
6-11 months CD = 3 months interest penalty;
12-23 months CD = 6 months interest penalty;
24-60 months CD = 12 months interest penalty.
Automatically renewed at current interest rate with a ten-day grace period. Notice given of approaching renewal and rate change.
For a personalized approach, connect with one of our bankers to discuss how our CDs can maximize your savings.
Business Banking Services
We have multiple deposit, loan, and cash management services to support your business.
Local Lenders
The Capitol Bank team focuses on meeting your business, mortgage, personal and commercial banking needs.
Schedule an Appointment
Use our contact form to schedule an appointment with an experienced banker.
