Ready to Get Pre-Approved or Apply?
Mortgage options for your dream home at rates you can afford.
Secure the Perfect Spot, Build When You're Ready
We provide loans to purchase a land lot to build your home on at a later date.
If you're considering acquiring a piece of land in Madison or Dane County for residential or business purposes, securing a standard mortgage may not be the most straightforward option. In such cases, you might find yourself exploring alternatives like a land lease or opting for a land loan, commonly referred to as a Lot Loan, to gain full ownership of the property.
Current Mortgage Rates
| Product/Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed Rate | 6.875% | 6.947% |
| 15 Year Fixed Rate | 6.375% | 6.491% |
| Residential 5/1 Portfolio T-Bill ARM | 7.500% | 7.936% |
| Residential 7/1 Portfolio T-Bill ARM | 7.750% | 7.997% |
Mortgage Lending Team
Our experienced mortgage lenders will walk you through each step of the process. Contact us to learn more about Residential Lending.
Got Questions?
Let's talk. Get in touch with us for more information or if you have questions. We're happy to help.
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