Jumbo Mortgages

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Mortgage options for your dream home at rates you can afford.

Make Your Move with a Jumbo Loan

Jumbo loan amounts are those that exceed the conforming loan limit and are available on primary, single family, detached residences. This could be for the purchase or refinance of your home.

Exceeding the conforming loan limit: Available on primary or second homes.
Competitive Interest Rates: Our interest rates meet or exceed other local Dane County institutions.

Jumbo loans save you from having to come up with a large down payment on a higher-cost home or have a first and a second mortgage.

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Current Mortgage Rates

Comparison table of Mortgage Options
Product/Term	Interest Rate	APR^*
30 Year Fixed Rate	6.875%	6.947%
15 Year Fixed Rate	6.375%	6.491%
Residential 5/1 Portfolio T-Bill ARM	7.500%	8.008%
Residential 7/1 Portfolio T-Bill ARM	7.750%	8.053%

Mortgage Lending Team

Our experienced mortgage lenders will walk you through each step of the process. Contact us to learn more about Residential Lending.

Cori Femrite Assistant Vice President/Mortgage Lending 608-836-4109 Email Cori NMLS ID: 594085

Cori Femrite
Assistant Vice President/Mortgage Lending NMLS ID: 594085
608-836-4109 Email Cori

Cori earned an associate degree in general business management. As an Assistant Vice President/Mortgage Lending at Capitol Bank, she specializes in mortgage lending for purchase or refinance of one-to-four units. She was recognized as the Women’s Council of Realtors’ Member of the Year in 2014. Cori lives in Monticello with her spouse and three sons.

She enjoys sports, going to her cabin Up North, and playing cards with family and friends.

Amy Gile-Enge Senior Vice President/Mortgage Lending 608-836-4307 Email Amy NMLS ID: 586017

Amy Gile-Enge
Senior Vice President/Mortgage Lending NMLS ID: 586017
608-836-4307 Email Amy

Amy earned a Bachelor of Business Administration in marketing at UW-Whitewater. She has been a mortgage lender in Dane County for 30 years and was recognized as WMBA Mortgage Banker of the Year in 2023. She is the President-Elect for the Wisconsin Chapter of the WMBA. As a Senior Vice President/Mortgage Lending at Capitol Bank, she seeks creative solutions to help her customers find the mortgage that fit their needs.

Outside of the office, Amy is involved with the American Heart Association, Realtors Association of South Central Wisconsin and Waunakee Chamber of Commerce. She volunteers with the Ronald McDonald House of Madison. Amy lives in Waunakee with her husband and their dog. She has two adult children and loves visiting Wisconsin supper clubs, boating and taking warm-weather vacations.

Brendon O'Shea Mortgage Loan Originator 608-836-4322 Email Brendon NMLS ID: 761031

Brendon O'Shea
Mortgage Loan Originator NMLS ID: 761031
608-836-4322 Email Brendon

Brendon received a bachelor’s degree in business administration with an emphasis in finance from the Minnesota School of Business. As a mortgage loan originator at Capitol Bank, he specializes in mortgage loans for all clients, including first-time homebuyers, investment buyers, and buyers looking to move up or downsize.

Outside of work, Brendon is a coach for the Verona Lacrosse Club and a Director with the Wisconsin Lacrosse Federation. He also serves on the Young Professionals Advisory Council for First Tee of South Central Wisconsin and donates time to the Ronald McDonald House. Brendon lives in Verona with his wife, son and daughter. He enjoys watching his kids’ activities, playing golf, listening to live music and cooking. A native of Western New York, he is a diehard Bills fan, though he has adopted the Packers as his second-favorite team.

Get in Touch

If you’re looking for more information including current rates, or to start the application process, fill out the form below and one of our expert mortgage lenders will be in touch soon.

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