ICS/CDARS

With ICS and CDARS, you can enjoy the peace of mind that comes with access to multi-million-dollar FDIC insurance, safely and securely.

Flexibility to diversify deposits

Insured Cash Sweep (ICS)

Insured Cash Sweep (ICS) service is a smart, secure, and convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits, earn a return, and enjoy flexibility. ICS deposits are sent to demand deposit accounts or money market deposit accounts at other ICS Network banks.

Certificate of Deposit Account Registry Service (CDARS)

The Certificate of Deposit Account Registry Service (CDARS) is a convenient way to enjoy full FDIC insurance on deposits of up to $50 million. When you place your deposit with Capitol Bank, we place your funds into certificates of deposit issued by banks in the CDARS network. This occurs in increments of less than the standard FDIC insurance maximum to ensure that both principal and interest are eligible for full FDIC insurance coverage.

IntraFi® Network Deposits Video Tutorial

video screenshot

Let's Talk. 

Get in touch with us to get started. 

Contact Us

white icon of piggy bank

Investments

Interested in Investing? Contact Us. We’ll tell you all about CDs and other products we offer. 

Get in Touch

white icon of hand holding coins

Personal Banking Services

From checking, savings or credit cards, Capitol Bank is here and ready to help.

Personal

white icon of percent sign in circle

Rates

Explore our competitive rates or request a personalized quote.

View Rates

Top
Some content requires Adobe Acrobat Reader to view.