Ready to Get Pre-Approved or Apply?
Mortgage options for your dream home at rates you can afford.
Lock in a Fixed-Rate Mortgage
We offer traditional fixed mortgage rate loans. Terms of these conventional loans range in length and the payment is fixed over the life of the loan, protecting you from the possibility of rising interest rates. There are no prepayment penalties on these fixed rate mortgage loans.
- Internal Underwriting: Save time through quick approvals, and rest assured that your loan is being handled locally in Madison.
- Purchase or Refinance: Fixed rate mortgage loans are available for purchases or refinances of an existing home.
- Competitive Interest Rates: Our interest rates meet or exceed other local Dane County institutions.
Current Mortgage Rates
| Product/Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed Rate | 6.875% | 6.947% |
| 15 Year Fixed Rate | 6.500% | 6.616% |
| Residential 5/1 Portfolio T-Bill ARM | 7.500% | 8.008% |
| Residential 7/1 Portfolio T-Bill ARM | 7.750% | 8.053% |
Home Affordability Calculator
Mortgage Lending Team
Our experienced mortgage lenders will walk you through each step of the process. Contact us to learn more about Residential Lending.
Got Questions?
Let's talk. Get in touch with us for more information or if you have questions. We're happy to help.
Help Center
Visit our Help Center for documents, quick links and resources to get quick answers to your questions.
Investments
Interested in Investing? Contact Us. We’ll tell you all about CDs and other products we offer.
