Ready to Get Pre-Approved or Apply?
Mortgage options for your dream home at rates you can afford.
Build Your Dream Home
Apply for a new construction loan with this great rate. Don’t delay your building process as rates are always subject to change.
- We provide construction loans to build your new home. Construction loans are typically short term with a maximum length of 9 months. We work directly with your general contractor and a title company to make sure your new home construction goes smoothly.
- At the end of the construction loan, your loan will be refinanced into your “end loan”. This “end loan” is either a fixed rate or ARM, depending on your preference.
Home Affordability Calculator
Current Mortgage Rates
| Product/Term | Interest Rate | APR* |
|---|---|---|
| 30 Year Fixed Rate | 6.875% | 6.947% |
| 15 Year Fixed Rate | 6.375% | 6.491% |
| Residential 5/1 Portfolio T-Bill ARM | 7.500% | 8.008% |
| Residential 7/1 Portfolio T-Bill ARM | 7.750% | 8.053% |
Mortgage Lending Team
Our experienced mortgage lenders will walk you through each step of the process. Contact us to learn more about Residential Lending.
Local Lenders
The Capitol Bank team focuses on meeting your business, mortgage, personal and commercial banking needs.
Schedule an Appointment
Use our contact form to schedule an appointment with an experienced banker.
