Commercial
Lending
Leadership
Ken, Gene, and Derek make up the Capitol Bank leadership team. Combined they have over seven decades of banking experience.
Ken Thompson
President and CEO
Ken Thompson
President and CEO
E: Ken.Thompson@capitolbank.com
P: (608) 836-4303
Ken has been in the Madison banking industry for over 20 years, joining Capitol Bank in 1996. He has extensive experience in all areas of lending. Ken was named president in 2003 and serves on the Bank’s Board of Directors.
Ken Graduated from UW-Stevens Point with a business degree and earned his MBA from UW-Madison in 1997. He also completed the Graduate School of Banking in Madison in 2004. He is a graduate of
Leadership Greater Madison #2.Community involvement is very important to Ken and he has been involved with a variety of local non-profits including
American Family Children’sHospital, Agrace HospiceCare, Catholic Charities, and the Breakfast Optimist Club of Madison.Ken enjoys spending time with his wife and two children and any opportunity to be outdoors. Golf, racquetball, and hunting are favorite pastimes.
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Eugene Bembenek
Senior Vice President of Finance / Operations
Eugene Bembenek
Senior Vice President of Finance / Operations
E: Gene.Bembenek@capitolbank.com
P: (608) 836-4106
Gene joined Capitol Bank in 1997 with 35+ years of banking experience.
Specialization
Gene runs finance, operations, retail, and human relations at Capitol Bank.
Education
He graduated from UW-Milwaukee with a degree in Business Administration and Accounting. Gene is a CPA.
Personal Life
Gene owns a home in Southeastern Wisconsin. He enjoys boating during the warm months and hiking the trails of Kettle Moraine State Forest.
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Derek E. Moehring
Senior Vice President / Senior Lender
Derek E. Moehring
Senior Vice President/Senior Lender
P: 608.836.4304
E: derek.moehring@capitolbank.com
Derek joined Capitol Bank in 2004 and has more than 27 years of banking experience. Derek oversees all lending functions at Capitol Bank.
Specialization
Banking areas of specialty include: dental practice groups, churches, land leases and bond financing.
Education
Derek holds a Bachelor’s Degree in Business Administration from Andrews University, Michigan. Derek is also a graduate of
Leadership Greater Madison Class #12.Community Involvement
Derek gives back to the Madison community through his involvement as President of Board of Directors for the
Madison West Towne – Middleton Rotary Club and Past President / Current Board Member of the Wisconsin Chapter of the Risk Management Association.Personal Life
Derek lives in Madison with his wife and three daughters. He enjoys volunteering in the community, reading, running, and vacationing with his family.
Pictured Top Right: Derek and his Wife Karen volunteering for the AIDS ride.
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Commercial Lending Group
Our team of lenders are here to consult on your business. We go beyond simply providing loans. We’re here to gain a deep understanding of your business to ensure we’re providing the most appropriate solutions to your needs. Learn more about Business Banking.
Justin Hart
Vice President, Commercial Loans
Justin Hart
Vice President Commercial Loans
P: 608.836.4129
E: justin.hart@capitolbank.com
Justin joined Capitol Bank in 2007 and in addition to his primary role as a Commercial Lender manages the commercial portfolio manager / credit analyst section. Prior to joining the Bank Justin served seven years in the US Army Infantry.
Specialization
Complex real estate development/redevelopment, hospitality and practice group financings.
Education
Justin holds a Bachelors degree in finance from University of Wisconsin – LaCrosse and a MBA from Edgewood College, Madison.
Community Involvement
Justin gives back to the Madison community through his involvement as Co-Chair and Founding Council Member of the American Family
Children’s Hospital Community Around the Children’s Hospital (C.A.T.C.H). Justin is also a graduate of CIVITAS and Leadership Greater Madison Class #19.Personal Life
Justin and his wife reside in Waunakee and enjoy endurance racing, biking, alpine mountaineering, sport climbing, and international travel.
Pictured Upper Right – Justin on the summit of Denali, AK under clear skies on his third summit attempt of Denali.
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Todd Geltemeyer
Vice President, Commercial Loans
Verona Bank Market Manager
Todd Geltemeyer
Vice President/Commercial Loans
P: 608.836.4302
E: toddgelt@capitolbank.com
Todd joined Capitol Bank in 1999 and has more than 20 years of commercial banking experience. Todd was named Capitol Bank Verona Market Manager in 2015.
Specialization
Banking areas of specialty include: equipment financing, non-profit financing, receivable and inventory financing, and small business lending.
Education
Todd holds Bachelors degrees in finance from the University of Wisconsin – Whitewater and accounting from Lakeland College.
Community Involvement
Todd gives back to the Madison community through his involvement as a committee member of
Common Wealth Development’s business incubator committee and Project Home’s finance committee, Chairman of Dane County Development Company’s Loan and Investment Committee, and as a Board Member of the Sauk Trails Optimist Club. Todd is also a graduate of Leadership Greater Madison’s Class #6.Personal Life
Todd and his wife enjoy biking, hiking, sports, music and travel.
Pictured Top Right: Todd and his wife in front of the Olympic Rings in Whistler British Columbia.
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Kari Harpold
NMLS #1253622
Treasury Management Officer
Kari Harpold
Treasury Management Officer
NMLS #1253622
P: 608.836.4114
E: Kari.Harpold@CapitolBank.com
“I enjoy working with my business customers, especially getting to know them personally, and focusing on their specific banking needs.”
Kari Harpold, who joined us in May of 2014, brings with her 18 years of banking experience, and a solid background in business banking. She believes in growing strong relationships with her customers.
Kari graduated from UW Stevens Point with a major in business administration and a finance emphasis.
A native of Middleton, Kari now resides in Prairie du Sac along with her husband and two daughters. They enjoy outdoor activities such as fishing, hunting, and gardening.
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Rick Zimmerman
NMLS #594336
Vice President, Private Banking
Rick Zimmerman
Vice President / Commercial Lending
NMLS#594336
P: 608.836.4305
E: Rick.Zimmerman@CapitolBank.com
“Understanding the customer’s business and becoming a trusted advisor, by recommending solutions to all aspects important to a business owner, will bring value to the relationship.”
Rick joined the Bank in June 2013 after working the last 12 years in private banking in Florida. As a commercial banker, Rick is qualified to assist his clients with all facets of banking, including Commercial Lending, Depository Services and Treasury Management Services. Rick has been in the banking industry for over 37 years.
With extensive experience in the financial services industry, Rick brings a client focused approach to financial management. As a commercial banker, Rick is keenly aware of how each client’s needs are different and how important it is to coordinate the loan and deposit areas of a business to help achieve financial goals.
A native of Wisconsin, Rick earned a Bachelor of Science Degree in Finance from Carroll College in Waukesha, Wisconsin.
Outside the bank, Rick enjoys golf, hockey, cycling, and spending time with his wife and grown children.
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Relationship / Retail Banking
Our Relationship Bankers are the main contacts with most of our customers. Learn more about Personal Services.
Anne Conlin
NMLS #1264283
Relationship Banker
Anne Conlin
Relationship Banker
NMLS #1264283
P: 608.836.4311
E: Anne.Conlin@CapitolBank.com
“Working together with my customers to meet their banking and financial needs is my goal, getting to know them is my reward!”
Anne joined Capitol Bank in 2009. A psychology graduate of Luther College, she has been in banking for over 20 years. Anne focuses on providing exceptional service to her personal and business banking customers.
Anne serves on the Capitol Cares Committee. Its purpose is to serve the community by responding to the many donation requests Capitol Bank receives from local, civic, educational, and charity organizations.
Anne has been involved in reading enrichment programs at her local school, as well as volunteering at her church. Anne enjoys life with her husband and two children. Her favorite activities include spending time with her extended family, walking with their two rambunctious dogs, and finding good books to read.
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Vanessa Dawson
Universal Banker
Vanessa Dawson
Customer Service Specialist / Relationship Banker
P: 608.836.4327
E: Vanessa.Dawson@CapitolBank.com
“I love working for Capitol Bank! Our customers are wonderful, making my job that much more enjoyable. Without them I wouldn’t be here.”
With over 15 years of customer service experience, Vanessa has enjoyed working at Capitol Bank since 2009. She specializes in personal and business banking along with assisting external and internal customers with various bank transactions. Vanessa strives to meet all of her customers’ financial needs.
In February 2014 Vanessa was promoted to our Verona branch, where she continues her teller responsibilites and assists the personal banking team.
Vanessa has competed in many running events the past few years, her favorite being the Madison Half Marathon. If she isn’t doing some form of exercise, she enjoys baking, cooking, anything outdoors, watching movies, and spending time with her husband Don and dog Bower.
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Wendy Jirsa
NMLS #1264271
Branch Manager – Verona
Wendy Jirsa
Branch Manager – Verona
NMLS #1264271
P: 608.836.4312
E: Wendy.Jirsa@CapitolBank.com
“I strive to provide the service you not only expect, but deserve.”
Wendy has worked in a community bank since 2001, and joined Capitol Bank in 2009. Wendy’s concentration is in personal and business banking, cash management services, consumer loans, CDARS and ICS.
Wendy is active in the community, being an ambassador for the Middleton Chamber of Commerce and a member of the Verona Chamber of Commerce. She enjoys volunteering with many organizations. The American Heart Association holds a special place in Wendy’s heart and she is committed to helping with this worthy cause.
In Wendy’s free time, she enjoys running and spending time with her family. Wendy ran her first half marathon in 2011, competing in the “Madison Half Marathon”.
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Roshni Kharoliwalla
NMLS #1264379
Relationship Banker
Roshni Kharoliwalla
Relationship Banker
NMLS #1264271
P: 608.836.4306
E: Roshni.Kharoliwalla@CapitolBank.com
“Helping customers meet their financial goals and exceeding customer expectations!”
Born and raised in India, Roshni moved to the US in January 2005. She graduated from UW- Whitewater with Bachelors in Business Administration. Roshni is a relationship banker with Capitol Bank. Previously, she worked as a Financial Advisor and a Relationship Banker.
Roshni likes to be active and has completed many running events including the Color run with her kids and the Madison and Mumbai Half Marathon. Roshni is involved with volunteering at her kids school. She enjoys travelling, watching movies and outdoor activities with her husband Freddy and 2 daughters, Zynah and Mehrnaz.
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Mortgage Lending
Capitol Bank offers a variety of mortgage and home equity loan options for your unique needs, and our experienced mortgage lenders will walk you through each step of the process.
Learn more about Residential Lending.
Amy Gile-Enge
NMLS #586017
Vice President/Real Estate Loans
Amy Gile-Enge
Vice President, Real Estate Loans
NMLS #586017
P: 608.836.4307
E: Amy.Enge@CapitolBank.com
“I enjoy working with my customers to find the best solution to their needs. I do my utmost to make the home buying, construction, or refinance process as easy as possible.”
Amy joined Capitol Bank in April 2009, and primarily concentrates on residential lending and managing the Residential Mortgage Team. She has been successful in the banking industry for over 20 years. Amy was the recipient of the Madison Chapter of the Wisconsin Mortgage Bankers Association’s Distinguished Service Award for 2015.
Amy has a BBA in Marketing from UW-Whitewater. She is proud to be part of a community bank where it is all about the personal attention given to our customers. She graduated
Civitas in 2010.In her free time Amy keeps busy in the community, participating in events such as the Annual Heart Walk. She also enjoys warm destination vacations and being an active soccer mom to her three children.
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Cori Femrite
NMLS #594085
Assistant Vice President / Real Estate Loans
Cori Femrite
Assistant Vice President / Real Estate Loans
NMLS #594085
P: 608.836.4109
E: Cori.Femrite@CapitolBank.com
“With every customer I meet, my goal is to accommodate them with honesty, respect, and the personal service we all deserve.”
Cori has over twenty years of banking experience, joining Capitol Bank in 1996.
Cori’s area of expertise is residential lending. She also has experience in many other areas, including underwriting, loan processing, loan documentation, tellering, and personal banking. she is well qualified to meet your residential mortgage needs. Her clients receive only the highest level of customer service.
Cori has served as treasurer for the Women’s Council of Realtors and is currently serving as their secretary.
In her spare time, Cori enjoys spending time with her husband and sons, camping and nature, playing sports, and watching NASCAR races.
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Private Banking
The Private Banking team is fostering a local relationship approach to meeting the financial needs of organizations and individual families in Dane County. Learn more about Private Banking.
Rick Zimmerman
NMLS #594336
Vice President, Private Banking
Rick Zimmerman
Vice President / Commercial Lending
NMLS#594336
P: 608.836.4305
E: Rick.Zimmerman@CapitolBank.com
“Understanding the customer’s business and becoming a trusted advisor, by recommending solutions to all aspects important to a business owner, will bring value to the relationship.”
Rick joined the Bank in June 2013 after working the last 12 years in private banking in Florida. As a commercial banker, Rick is qualified to assist his clients with all facets of banking, including Commercial Lending, Depository Services and Treasury Management Services. Rick has been in the banking industry for over 37 years.
With extensive experience in the financial services industry, Rick brings a client focused approach to financial management. As a commercial banker, Rick is keenly aware of how each client’s needs are different and how important it is to coordinate the loan and deposit areas of a business to help achieve financial goals.
A native of Wisconsin, Rick earned a Bachelor of Science Degree in Finance from Carroll College in Waukesha, Wisconsin.
Outside the bank, Rick enjoys golf, hockey, cycling, and spending time with his wife and grown children.
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Bill Murphy
NMLS #553909
Vice President Private Banking
Bill Murphy
Vice President, Private Banking
NMLS#553909
P: 608.836.4320
E: Bill.Murphy@CapitolBank.com
“It is a privilege to work with our customers, prospects and teammates of the bank. People have choices, and we are honored and humbled when they choose our Capitol Bank team for their financial needs.”
Bill joined the Bank in May 2015 after working the last 31 years in Private Banking in Madison. As a private banker, Bill is qualified to assist his clients with all facets of banking, including retail lending, commercial lending to service industry groups, and depository services. Bill has been in the local banking community for 37 years.
With extensive experience in the financial services industry, Bill brings a client centered focus to financial management. As a private banker, Bill is aware of how each private banking family’s needs are different and how important it is to coordinate their loan and deposit activity to help them achieve their financial goals. A native of Wisconsin, Bill earned a Bachelor of Business Administration degree from UW Whitewater. He also attended the Prochnow Graduate School of Banking at UW Madison.
Aside from playing with his grandchildren, Bill loves nothing better than to spend time at the family farm in Black Earth. He also enjoys following sports, including UW sports and professional baseball.
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Tami Kellar
Private Banking Administrator
Tami Kellar
Private Banking Administrator
P: 608.836.4313
E: Tami.Kellar@CapitolBank.com
“I’m dedicated to building strong customer relationships and making sure each customer of mine has the right products and services to reach their financial goals.”
I’m often asked how I decided to become a banker. The truth is, it was not a career path I was even considering. After graduating from the UW-Madison in December of 1996, my only focus was the dream vacation I planned to Australia and New Zealand. My mom had a different vision. Her first job was at a bank, and she loved it, and thought I might enjoy it as much as her. I told her I would look in to it upon my return, but instead she brought home a job application from a local bank. To appease my mom, I went forward with completing the application before leaving on my trip and was hired prior to my departure.
Now, 19 years later I am working with a company that believes in helping its customers reach their dreams. I get to provide my customers a personalized approach and be the single point of contact to Capitol Bank Private Banking. I enjoy getting to know my customers not only on a professional level, but a personal level as well. It is the best way for me to help each one of them understand and reach their financial goals. Over the years, I have worked in many different areas of the bank giving me the experience and knowledge that you would expect your Private Banker to have.
Growing up I played numerous sports, but had a passion for volleyball and soccer. One goal of mine was to play college volleyball. I worked hard and was given the opportunity to play volleyball at UW-Whitewater. A couple of years later, I transferred to UW-Madison to complete my undergraduate degree. I currently live in Middleton with my two children who also share my love for sports. We enjoy biking, hiking at Devil’s Lake and spending time with extended family.
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Howard Cagle
NMLS #593729
Assistant Vice President / Real Estate Loans
Howard Cagle
AVP / Real Estate Loans
NMLS #593729
P: 608.836.4322
E: Howard.Cagle@CapitolBank.com
“I believe in making the mortgage process easy and stress free for my customers. I’m dedicated to getting to know each customer and their specific needs.”
Howard joined Capitol Bank in 2003. He specializes in residential lending and home mortgages.
After attending UW-Madison, Howard made Madison his home. He belongs to a number of professional organizations, including
Realtors Association of South Central Wisconsin, Madison Area Builders Association, and Wisconsin Mortgage Bankers Association. He is secretary for the Board of Directors of Movin’ Out, Inc. treasurer of Kiwanis Club in Verona, and a graduate of Civitas.From the beginning of Howard’s career at Capitol Bank, many of his clients have been physicians. As a result, he understands the unique challenges these clients experience in relocating, whether as a resident, working in research and fellowship, or accepting a long term position in a hospital or clinic. Having worked extensively with relocating physicians, he uses this experience to taylor services for individual situations, making the entire financing process as simple as possible.
Howard enjoys spending time with his wife and two boys. Volunteering is also a large part of his life. Howard has dedicated his time to various programs, including Habitat for Humanity, Leukemia and Lymphoma Society, and West Madison Little League.
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Extended Team
Gary Kuter NMLS #585649
Vice President Retail Banking / Chief Compliance Officer
