We’re only as good as our people.

At Capitol Bank we recognize that our success is determined by the quality of our employees, and our ability to encourage their professional growth. Happy employees mean happy customers and we live that every day.

Open Positions

We’re always looking for talented member to join the team. Take a look at the positions below and apply. Or, submit your resume and cover letter for future consideration. Capitol Bank is an Equal Opportunity Employer.

Mortgage Originator / Madison office

JOB SUMMARY:

Responsibilities include originating and qualifying loan applicants by interviewing, informing and counseling existing and prospective mortgage clients. Proactively develops business relationships, making calls to real estate brokers, builders, CPA’s, Attorney’s and individual clients. Incumbent will understand the bank’s lending policies and the secondary market underwriting guidelines.

EXPERIENCE:

  • Desired experience shall include 5-10 years of real estate lending
  • Knowledge of real estate documentation helpful
  • College degree preferred
  • Excellent human relations and communications skills when providing service and handling customer inquiries
  • Strong computer skills
  • General banking knowledge necessary

PRIMARY DUTIES:

  • Proactively solicit new business and expand and retain existing clients through business development calls in order to meet established sales goals
  • Schedule and arrange appointments with potential loan clients at locations convenient to the customer
  • Through the interviewing process, complete application forms and review applications for processing
  • Present appropriate products to customers and explain guidelines
  • Underwrite and/or pre-underwrite mortgage files to secondary market and/or bank guidelines
  • Cross-sell suitable bank products and services
  • Work with processing and underwriting to ensure loan conditions are met
  • Interact with bank personnel in an effort to develop and strengthen internal and external client relationships
  • Adhere to the bank’s loan policies and display good judgment when waiving fees or making price concessions
  • Use social events and activities to meet and entertain existing and prospective clients
  • Maintain a high level of financial services knowledge through in-house and external training
  • Provide feedback on client concerns and aid in providing solutions through product development, pricing, and features
  • Represent the bank in community affairs/civic organizations
  • Collect and analyze information that reflects the current credit worthiness of customers
  • Manage current loan portfolio. Keep past dues to a minimum and maintain strong credit quality
  • Take necessary action to collect from past due loan accounts
  • Maintain a high level of ethical behavior within the banking profession, with clients and prospects

PERFORMANCE MEASUREMENT:

  • Incentive compensation based on production
  • Achieves annual first mortgage origination goals
  • Meets minimum sales call goals
  • Adheres to documentation and compliance policies and loan policies
  • Follows bank policies and procedures

Loan Representative - Residential Documentation

Job Summary:

This position processes and documents consumer and residential real estate loan transactions. This position will assist in all areas of loan support including loan operations, credit cards, exception tracking, document scanning, file review, customer service and other loan related tasks as assigned.

Responsibilities:

  • Efficiently and accurately prepare loan documentation for consumer and residential real estate loans as requested by lenders including new and renewed credits, secondary market transactions, modifications and adverse action files
  • Ensure loans are documented properly to limit bank risk. Ensure that closing documents reflect the terms and conditions of loan approval
  • Prepare and mail loan disclosures within allotted time period
  • Prepare and mail employment, deposit and loan verifications, if required
  • Order and analyze title insurance commitment reports including title exceptions and endorsements
  • Order appraisals, flood determinations, and credit reports when requested
  • Disburse loan proceeds, pay third party fees, and perfect collateral by filing UCC’s, sending recordable documents to the Register of Deeds, electronically filing vehicle liens, etc
  • Work closely with Closing Officers at Title Companies on transactions closing outside the bank
  • Assist in loan closings as needed
  • Assemble and maintain customer loan files
  • Prepare wires and loan packages for Secondary Market purchase
  • Work with lenders, underwriters, and customers to clear underwriting and Secondary Market purchase exceptions
  • Monitor the residential loan pipeline (Excel spreadsheet) and update it as needed
  • Scan and index loan file documents
  • Ensure exception items are completed in a timely fashion to complete files
  • Assist with paid loan file maintenance and document lien releases in a timely manner
  • Assist in monitoring the lending authority of lending personnel and lending limit of the bank
  • Understand and comply with Loan Policy, Loan Procedures, and Secondary Market Guidelines
  • Have thorough knowledge of loan regulatory compliance to ensure that all loans meet regulatory compliance
  • Work with VP of Loan Administration to comply with HMDA collection, submission, review, retention requirements
  • Provide customer support in all areas of loan documentation and loan servicing
  • Assist with various audits related to lending function to limit bank risk

Experience & Skills Required:

  • Bachelors or Associate Degree preferred; equivalent years of relevant work experience may be considered in lieu of a degree
  • Minimum two years banking experience in loan documentation preferably
  • Strong analytical skills; effective verbal and written communication skills
  • Extensive knowledge and experience with loan documentation associated with Residential loans, Consumer Loans, and Secondary Market Investors
  • Knowledge of required entity documentation for various business entities (Trusts, Corporations, LLC’s, Partnerships, etc.)
  • High level of computer aptitude with a background in Excel, Word and Outlook

Full Time Customer Service Specialist (Teller) - Madison Office

Job Summary

Incumbent is responsible for handling cash transactions accurately and performing all other aspects of a paying and receiving teller. Provides quality customer service in a friendly, professional and timely manner. Determines the customer’s needs and meets their expectations by recommending products and services or making referrals to appropriate bank personnel.

Responsibilities include but are not limited to

  • Processes deposits and withdrawals, cashes checks, issues official checks, accepts a variety of payments, processes coin orders and bankcard cash advance requests, processes wire transfers as necessary, accurately performs proof duties, balances ATM, scans and files appropriate documents.
  • Maintains a high degree of accuracy by balancing cash drawer daily.
  • Keeps cash overages/shortages within established limits by selling and buying cash as needed.
  • Complies with regulations by completing all necessary forms
  • Handles customer account inquiries promptly, professionally and accurately.

Qualifications (Work experience, Skills, Education)

  • High school diploma or equivalent.
  • Strong computer skills, detail oriented, and willing to learn.
  • Interpersonal skills and customer service mentality.
  • Customer Service experience a plus.

Credit Analyst

Job Summary

Assist in the underwriting process for business loans by identifying and defining key credit risks. Analyze financial statements and prepare credit presentations to ensure transparency in the underwriting process. Work with lenders to provide Loan Operations with the necessary information to prepare loan documents.

Responsibilities include but are not limited to

  • Analyze complex business financial statements, personal financial statements, tax returns.
  • Spread financial statements and evaluate historical performance.
  • Research and analyze industry trends and economic factors affecting the business.
  • Perform cash flow, global cash flow, collateral, ratio, and trend analysis on borrower and/or guarantors.
  • Analyze in detail the components of collateral appraisals and evaluations, and summarize valuation methodology for committee presentation.
  • Prepare detailed narratives of company background, management expertise, and financial performance.
  • Prepare detailed cash flow and collateral analyses
  • Provide input on the risk rating that should be assigned to credits.
  • Review compliance with Loan Policy.
  • Document loan policy exceptions.
  • Compile the required information and documents.
  • Participate in credit presentations at Officer Loan Committee.
  • Serve in the capacity of secretary for Officer Loan Committee.
  • Become familiar with Loan Policy and Lending Procedures.
  • Assist with loan proposals, including commitment letters, etc.
  • Identify and recommend additional business and personal services to new / existing clients.
  • Monitor annual loan renewals and obtain required documents and information to maintain timely loan renewals.
  • Other duties as assigned.

Qualifications (Work experience, Skills, Education)

  • Bachelor’s degree in finance, business, accounting or economics preferred.
  • 1 – 3 years relevant experience desired. Banking experience a plus.
  • Solid analytical skills and a working knowledge of MS Word, Excel and Outlook.
  • Detail-oriented and effective written and verbal communication skills.
  • Familiarity with accounting principles.
  • Familiarity with banking laws, regulations, policies, and practices a plus.
  • Strong organizational skills and the ability to articulate in front of others.

Benefits of Working at Capitol Bank

Capitol Bank offers competitive salaries, comprehensive benefits, and an atmosphere that promotes professional growth.

  • Competitive Compensation
  • Competitive Vacation Time
  • Business Casual Fridays
  • Multiple Company Outings Every Year
  • Supportive of Employee’s Philanthropic Endeavors
  • Full Medical, Dental, and Vision insurance
  • Annual Flu Shots
  • Central Locations
  • Discounted Banking Services
  • Small team atmosphere that allows each employee to grow and learn the business
  • Training and Education Reimbursement
  • Consistent Hours

Madison, Wisconsin

We’re a community bank, proud to call Madison Wisconsin our home.

"Locals stay active all year round in the Wisconsin capital, kayaking, cross-country skiing, and jogging along landscaped lake shores. The University of Wisconsin–Madison Arboretum boasts prairies, savannas, and 20 miles (32 km) of hiking trails."

− National Geographic

"Whether you drill down into our quality-of-life statistics or analyze the city's array of amenities, Madison stands out as Livability.com's 2015 Best Place to Live. "

− Livability.com

"With barely a quarter-million people, Madison is undergoing a restructuring of its skyline. "

− Business Insider

"The Milken report lauds Madison for, among other things, its high employment growth and low poverty rate for older adults; a low crime rate; quality health care; intellectual engagement at UW; low rates of smoking, falls and diabetes among older people; and an abundance of recreational and fitness activities. "

− Forbes.com

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3 Ways to Apply

Email

Email a resume and cover letter (Microsoft Word documents preferred) to Human Resources.

Email HR

Standard Mail

Print out and send our Employment Application, with a cover letter, to the address below.

Capitol Bank
Attn: Pam Fisher, Human Resources
710 N. High Point Road
Madison, WI 53717

Download Application

In-Person

Stop in at our Madison or Verona location to pick up and/or drop off an employment application

Locations