All Capitol Bank VISA® Card Features
- Flexibility – Make purchases, pay bills or get cash
- Affordability – Low interest rates and low or no annual fees
- Convenience – Visa is accepted worldwide
- Security – Multiple layers of protection for you and your money
- Access – View your account online anytime, day or night
Through our partnership with Bankers’ Bank we offer three consumer credit card plans.
|Visa® Classic||Visa® Classic Plus||Visa® Gold|
|Annual Fee||None||$29.00 (waived the first year)||$49.00 (waived the first year)|
|ScoreCard Points - travel and gift awards||None||Yes*||Yes*|
|25 day grace period for repayment||Yes||Yes||Yes|
|2% or $20.00 minimum payment||Yes||Yes||Yes|
|Late Fee||Up to $20.00||Up to $20.00||Up to $20.00|
|Over Limit Fee||None||None||None|
|Up to a 1% fee will be assessed on foreign transactions||Yes||Yes||Yes|
|Internet access to account information|
|Minimum Annual Income||None||None||None|
|Minimum Credit Line||None||None||$2,000.00|
|Fee on Cash Advances - 2% of advance with a $5.00 min. and $25.00 max.||Yes||Yes||Yes|
|Free Travel Accident Insurance||Yes|
|Free Auto Rental Insurance||Yes||Yes||Yes|
|Free Warranty Manager Service||None||None||Yes|
|Free Travel and Emergency Assistance||None||None||Yes|
|Apply now for Visa® Classic card||Apply now for Visa® Classic Plus card||Apply now for Visa® Gold card|
Account Questions or Travel Notification?
Contact The Community BankCard Department at Bankers’ Bank with account inquiries (balance, transactions, etc.) during weekday business hours (M-F 8:00 – 5:00).
You can also contact FIS (Fidelity Information Services), our processor based in Florida, for customer service 24/7/365.
Customer Service: 1-800-423-7503
Security Lost/Stolen: 1-800-325-3678