Choose from our VISA® Classic, Classic Plus, or Gold cards.

vbm_blugrad01All Capitol Bank VISA® Card Features

  • Flexibility – Make purchases, pay bills or get cash
  • Affordability – Low interest rates and low or no annual fees
  • Convenience – Visa is accepted worldwide
  • Security – Multiple layers of protection for you and your money
  • Access – View your account online anytime, day or night

Through our partnership with Bankers’ Bank we offer three consumer credit card plans, as listed below. Starting in 2022, we’ll be able to offer 3 new VISA credit cards for mobile payments, rewards and cash rewards! Contact a Capitol Banker if interested. 

 Visa® ClassicVisa® Classic PlusVisa® Gold
Annual Percentage Rate (APR) for purchases, balance transfers and cash advances15.99%15.99%15.99%
Annual FeeNone$29.00 (waived the first year)$49.00 (waived the first year)
ScoreCard Points - travel and gift awardsNoneYes*Yes*
Due date is at least 25 days after the close of each billing cycle*
2% or $20.00 minimum paymentYesYesYes
Late FeeUp to $20.00Up to $20.00Up to $20.00
Over Limit FeeNoneNoneNone
Up to a 1% fee will be assessed on foreign transactionsYesYesYes
Internet access to account information
Balance TransfersYesYesYes
Minimum Annual IncomeNoneNoneNone
Minimum Credit LineNoneNone$2,000.00
Fee on Cash Advances - 2% of advance with a $5.00 min. and $25.00 max.YesYesYes
Free Travel Accident InsuranceYes
Free Auto Rental InsuranceYesYesYes
Free Warranty Manager ServiceNoneNoneYes
Free Travel and Emergency AssistanceNoneNoneYes
Apply now for Visa® Classic cardApply now for Visa® Classic Plus cardApply now for Visa® Gold card

*Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.

Account Questions or Travel Notification?

Contact The Community BankCard Department at Bankers’ Bank with account inquiries (balance, transactions, etc.) during weekday business hours (M-F 8:00 – 5:00).

You can also contact FIS (Fidelity Information Services), our processor based in Florida, for customer service 24/7/365.

Customer Service: 1-800-423-7503

Security Lost/Stolen: 1-800-325-3678

Fraud: 1-800-854-1557

Dispute: 1-800-906-0005

*ScoreCard Points

Every dollar a cardholder charges earns them one ScorePoint. Points may be redeemed for travel or gift awards. ScorePoints accumulated, but not redeemed, will expire after three years. Balance transfers do NOT earn points.

ScoreCard Information: 1-800-854-0790

Existing cardholders

View your statement online.

Lost or stolen card?

Report it missing by calling


Get in touch for more information or if you have questions.

Contact Us