All of our Personal Checking Accounts offer the following

Free Online Banking
Free Bill Pay
Free eStatements
Free Mobile Banking5
Fraud Prevention Text and Email Alerts
Free Capitol Bank ATM1
No Annual Fee Visa Classic Credit Card2
No Annual Fee Visa Debit Card3
Free Check Safekeeping
Unlimited Check Writing
Free Green CheckingCapitol CheckingCapitol Plus CheckingSenior Checking
A free checking account when you establish monthly direct deposit and eStatements.An economical account that allows you to take advantage of balances in multiple accounts.An interest-earning account4A checking account with special benefits for customer age 62 or better.
Check Imaging Available
No Monthly Maintenance FeeMonthly Maintenance Fee of $8.00 plus $.30 per check written and $.30 per ATM withdrawalMonthly Maintenance Fee of $12.00 plus $.30 per check written and $.30 per ATM withdrawal
Fee Waived if: $500 in Checking
$1,000 in Savings, Money Market or Certificate of Deposit.
Fee Waived if:
$1,000 in Checking
$2,000 in Savings, Money Market, or Certificate of Deposit.
Direct deposit required to waive $10.00 monthly maintenance fee
Free Capitol Bank Logo Checks and Cashier’s Checks
$15.00 Safe Deposit Box Discount

Additional Account Information:
All checking accounts require a minimum of $100 to open. Upon closing, applicable minimum balance requirements and maintenance fees will apply. 1Free unlimited Capitol Bank ATM transactions up to your available balance; owner of non-Capitol Bank ATMs may charge a fee. 2Subject to credit approval. Not available on minor accounts. 3Subject to Bank approval. 4Interest on the Capitol Plus Checking account is compounded and credited monthly based on the Average Daily Balance Method. This is a variable rate and may change at the bank’s discretion without notice. 5Message and data rates, deposit limits and other restrictions may apply. For additional details about deposit accounts, please refer to the Deposit Account Brochure, current Deposit Rate Sheet or Fee Schedule and the Truth in Savings Disclosure. All of these resources are available at any Capitol Bank Office.


We’ll contact you to finalize the process.

Apply Now


Call your Relationship Banker or Deluxe at 1-800-252-3414.

Order from Deluxe


Get in touch for more information or if you have questions.

Contact Us