Physician’s Loans

As a Physician, your financial situation is uncommon. The structure of traditional mortgages does not align with your financial story. For this reason, Capitol Bank has created a mortgage program that flexes in the right places.

Less Down

Little to no down payment and no private mortgage insurance (PMI)*.

Up to $750K

Borrow up to $750,000 to buy your first home or refinance the one you have.

Student Loans

Student loans are counted as only 1% of the outstanding balance or not counted if the loan is not in repayment.

Offer valid for purchase or refinancing of single family homes only. The property in question must be the primary residence of the individual securing the loan. Applicant must start employment in the medical field within 60 days of closing on the loan. Capitol Bank must receive proof of employment commitment prior to loan closing. Applicant needs a contract for residency or employment or must currently be employed as a physician, fellow, or resident. This offer is for properties in the State of Wisconsin. This offer is for medical doctors only as defined by the U.S. federal government. The maximum loan amount for this offer is $750,000. Subject to credit approval. Terms and conditions subject to change without notice.

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Other Loans

We offer various Mortgage types to meet your needs.

Mortgage Loan Types

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