First Time Home Buyer Mortgage Loans*

If it’s your first time buying a home in the greater Dane County area, you’re at an advantage from a borrowing standpoint. Give us a call to discuss your situation and get pre-approved for a loan. Particularly in the competitive Dane County market, it’s important to get ahead of the process if you’re looking to purchase your first home.

Lower Rate

as a first time homebuyer you may qualify for lower payments

$500 off closing

We’re taking $500 off your closing costs 1

Hands On

We’re here to answer your questions and guide you smoothly through the home buying process

*Purchase transaction only; First Time home buyer only.  A first time home buyer is someone who 1) is purchasing a property 2) will reside in the property as a principal residence 3) has no ownership interest (sole or joint) in a residential property during the three year period preceding the date of the purchase of the property.  The discount will be applied as a lender credit at closing.  This offer excludes WHEDA, lot, construction, VA, and FHA.  Mortgage Insurance is required for transactions over 80% LTV.  Cannot be combined with any other offers.  Applications must be received by Capitol Bank on or before August 31, 2018.  Offer valid only on single family residential purchase or refinance transactions with an amount equal to or greater than $100,000. Property must be located in Dane County. One per customer. Some restrictions apply. Subject to credit approval.

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Other Loans

We offer various Mortgage types to meet your needs.

Mortgage Loan Types

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