Mortgages and Home Equity Loans
Looking for the mortgage that will help make your dream home a reality?
Look no further than Capitol Bank!
Here is what we have to offer:
- Competitive rates
- Easy online application
- Local loan servicing available
- Outstanding personal service from a Capitol Bank mortgage lender
- Varitey of loan types
- Purchase home loans
- Refinance home loans
- Construction home loans
- Home equity lines of credit
- Home equity fixed payment loans
- Physician's Loan
Capitol Bank offers a variety of mortgage and home equity loan options for your unique needs, and our experienced mortgage lenders will walk you through each step of the process. Easy, stress-free home loans are right here at Capitol Bank! We offer first mortgage loans for your home, second home or investment property. We also offer home equity loans or lines of credit to fit you needs.
Contact a Capitol Bank mortgage lender today.
1.99% for the first 9 months following closing. Variable annual percentage rate (APR) as low as 4% thereafter. (Using the index and margin without this introductory rate, the current APR is 4%.)
|The Capitol Advantage Home Equity Line of Credit has a great introductory rate of 1.99% for the first 9 months following closing with a variable Annual Percentage Rate (APR) as low as 4.0% thereafter. When the introductory period ends, the rate will vary to reflect changes in an index, but will not be lower than 4.0%. Using the index and margin without this introductory rate, the current APR is 4.0%. Offer good with a new or existing Capitol Bank checking account. Take advantage of this limited time offer. Closing costs are limited to appraisal or title insurance if required.
Information regarding the Capitol Advantage Home Equity Line of Credit Offer
This introductory rate requires:
How your rate is determined
Any APR rate changes on your billing statement will be determined as disclosed above. See your billing statement for actual APR rate changes and effective dates. The APR will not exceed 18.00% or be less than 4.0%.
As a Physician, your financial situation is uncommon. The structure of traditional mortgages does not align with your financial story. For this reason Capitol Bank has created a mortgage program that flexes in the right places.
We are a local bank making decisions in-house and carrying these loans ourselves rather than selling them off. You will work with the same person throughout the process with full transparency, we are just a phone call away
Offer valid for purchase or refinancing of single family homes only. The property in question must be the primary residence of the individual securing the loan. Applicant must start employment in the medical field within 60 days of closing on the loan. Capitol Bank must receive proof of employment commitment prior to loan closing. Applicant needs a contract for residency or employment or must currently be employed as a physician, fellow, or resident. This offer is for medical doctors only as defined by the U.S. federal government. The maximum loan amount for this offer is $750,000. Subject to credit approval. Terms and conditions subject to change without notice.
Start Building Your DREAM HOME Today at a great starting rate of 1.99%
with an APR of 3.605%*
Apply now for this construction loan with a great rate. Call us at 836-1616 or apply online.
*APR=Annual Percentage Rate. Financing available for a 9 month rate at 1.99% and 3.605% APR based on $300,000 loan that requires 8 monthly interest payments ranging from $249.75 to $257.04 and one balloon payment of $300,248.75. Offer applies to owner-occupied single unit residential construction, maximum 80% loan-to-value. Property must be located in Dane County. Limited time offer starting 2/1/2014. Subject to change without notice. Subject to credit approval. Some restrictions may apply. Consult your tax advisor on interest deductibility. Other fees may apply.