Certificate of Deposit Rates

APY and Rates effective February 4, 2016

These rates are subject to change at any time. Please contact one of our personal bankers in Madison at (608) 836-1616 or Verona at (608) 845-0108 to confirm these rates and learn more.



Minimum Balance to 
Open and Obtain APY

Interest Rate

Annual Percentage Yield

9 Month $2,500 0.549% 0.55%
19 Month $2,500 0.897% 0.90%
29 Month $2,500 1.095% 1.10%


  • Interest compounded quarterly on all Cerfificates of Deposit.
  • Fees could reduce earnings on the account. Refer to account disclosure sheets for further details.
  • New Money required on certificates of deposit that have matured
  • We will impose a penalty for early withdrawal from time deposits.
  • Annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.