Features
- Flexibility – Make purchases, pay bills or get cash
- Affordability – Low interest rates
- Convenience – Visa is accepted worldwide
- Security – Multiple layers of protection for your money
- Access – View your account online anytime, day or night
Benefits
- Auto rental insurance
- Travel accident insurance
- Local customer service
- Lost or stolen card reporting
- Online access to statements
Information Needed to Apply
To help speed up the application process review the list of information needed to apply, then contact a business banker to get started or click on the application link below.
Capitol Bank requires the following for all business credit cards:
- Signed and completed Application
- Personal Guaranty (page two of the Application)
- Not required for non-profits, municipalities, or larger stock corporations.
- Financial Information
- Business Statements
- Previous year-end Income Statement and Balance Sheet or Tax Return
- Current year-to-date interim statements
- Guarantor Personal Financial Statement
- Business Statements
- Borrowing Resolution
- Most businesses require the appropriate resolution
- Not needed for Sole Proprietorships
- Municipalities/non-profits can use the Organization Resolution or alternative documentation, such as:
- Minutes from board/council meeting authorizing stated limit and borrower by name
- Letter from agent of organization with authority to borrow on its behalf, such as a city executive or treasurer
In addition we need the following depending on the type of business:
Corporations
- Articles of Incorporation
- By-laws (states titles/positions of individuals that can borrow on behalf of corp.)
Limited Liability Company
- Articles of Organization
- Operating Agreement (states titles/positions of individuals that can borrow on
behalf of the LLC) - Sole Member LLC’s without an operating agreement must submit a signed statement indicating sole member status.
Partnership
- Partnership Agreement
Other Organizations
Require a typed document stating how the organization operates. Who has the authority to borrow funds on behalf of the Organization (their titles must be listed) etc.
Existing Cardholders
Account Questions or Travel Notification?
Contact The Community BankCard Department at Bankers’ Bank with account inquiries (balance, transactions, etc.) during weekday business hours.
1-877-636-7244
You can also contact FIS customer service in Florida 24/7/365.
1-800-423-7503
