Capitol Bank VISA® Business Credit Card


  • Flexibility – Make purchases, pay bills or get cash
  • Affordability – Low interest rates
  • Convenience – Visa is accepted worldwide
  • Security – Multiple layers of protection for your money
  • Access – View your account online anytime, day or night


  • Auto rental insurance
  • Travel accident insurance
  • Local customer service
  • Lost or stolen card reporting
  • Online access to statements

Information Needed to Apply

To help speed up the application process review the list of information needed to apply, then contact a business banker to get started. Business credit cards require the same documents as a business loan.

Capitol Bank requires the following for all business credit cards:

  • Completed Application.
  • Business financial statement.
  • Name of individual(s) personally guarantying the account.
  • Personal financial statement on the guarantor.

In addition we need the following depending on the type of business:


  • Articles of Incorporation
  • By-laws (states titles/positions of individuals that can borrow on behalf of corp.)

Limited Liability Company

  • Articles of Organization
  • Operating Agreement (states titles/positions of individuals that can borrow on
    behalf of the LLC)
  • Sole Member LLC’s without an operating agreement must submit a signed statement indicating sole member status.


  • Partnership Agreement
  • If you do not have a partnership agreement – you must be treated as Individuals/Co-Borrowers D/B/A the partnership.

Other Organizations

Require a typed document stating how the organization operates. Who has the authority to borrow funds on behalf of the Organization (their titles must be listed) etc.

Once the above documents are received, Capitol Bank will prepare the following documents and mail out for signature.

  • Guaranty Form
  • Borrowing Resolution, if applicable
  • Spousal Consent, if applicable

Credit Cards will not be issued until all signed documents are received.

Employee Feature

“Quality in a product or service is not what you put into it. It’s what the customer gets out of it.”

Rosalie is responsible for Credit Cards at Capitol Bank. She takes care of our customers from application through management.


Loan Representative

Apply Now

Contact us to apply for a card.

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Lost or stolen card?

Report it missing by calling

Existing cardholders

View your statement online.