Bank Local

With the recent news surrounding Wells Fargo Bank and its handling of customer accounts, I feel compelled to reach out to you, our most valued customers and partners.


Capitol Bank is your full-service financial partner. No matter where you are in your financial life we offer an array of products and services that make sense for you.


A successful business requires a strong financial partner, and at Capitol Bank we’re committed to providing products and services that make sense for your business.


We offer a variety of mortgage and home equity loan options for your unique needs. Or experienced mortgage lenders will walk you through each step of the process.

What’s New

The latest happenings from within our locations and community.
October 19, 2016

How to Protect Your Money and Accounts Online

October 18, 2016 in Security

Security at the ATM

It is important to be aware of your surroundings when visiting any ATM. Beyond a physical presence, many thieves have learned ways to capture your information, to be used down... Read More
October 17, 2016 in Employee Wellness, Security

October is Cybersecurity Awareness Month

Practicing good cyber security habits is vital to keeping your digital assets safe. Good cyber security habits include preventing and responding to identity theft and scams, ensuring that home networks... Read More
September 16, 2016 in Announcements

Bank Local – A Letter from Ken Thompson

Customers, Shareholders, and Friends of Capitol Bank,   With the recent news surrounding Wells Fargo Bank and its handling of customer accounts, I feel compelled to reach out to you,... Read More
September 16, 2016 in Community Involvement, Senior Living

There’s No Place Like Home [In Business – The Biz Report]

[This article originally appeared in the September 2016 issue of In Business Magazine] These days, just about everyone has the luxury of using mobile apps and secure websites to perform a wide variety... Read More
Digital Banking at Capitol Bank

We have a variety of products that give you control of your finances.

We value face-to-face relationships with our customers. But we also recognize the importance of accessing your financial information, managing payments, transferring and depositing funds away from the physical bank. Take a look at the products we’ve cultivated to give you control.

Your Flexible Business Partner

We hear time and again from our business customers that they were lost in the crowd at their previous banks. At Capitol Bank we serve the Madison-area with a small team of passionate professionals that know our customers by name.
“Quality in a product or service is not what you put into it. It’s what the customer gets out of it. I strive for simplicity and flexibility in serving our customers.”

– Kari Harpold, NMLS#1253622

Capitol Bank is a local, Madison owned, full-service financial institution.

Our Philosophy

We know that to succeed in the highly competitive world of banking, we must not just say we’re different – we must prove it by consistently delivering high-quality service that is better than our competitors.

Our Difference

We feel confident that you will find value in our products and services.

We listen and learn. Your financial well-being is important to us.

Our Mortgage Team is ready to walk you through the process.

We value relationships and believe in knowing our customers’ names.