Member
FDIC

Equal Housing Lender

Equal
Housing
Lender

Capitol Bank, Madison, Wisconsin
Building Relationships That
Make A Difference
608-836-1616

Personal Banking
Credit Card Services

To view your Capitol Bank Visa Credit Card information visit www.MyCardStatement.com.

Capitol Bank Visa

Verified by VisaVerified by Visa: A simple way to add security to your internet transactions. This free service will help prevent unauthorized internet purchases on your credit card.  Sign up for this great service at www.visa.com/verified. If you have any questions, please call 1-800-857-3118.

Capitol Bank offers four credit card plans.
Visa Classic, Visa Classic Plus, Visa Gold and Visa Business.

 

Classic
Classic Plus
Gold
Business
Variable APR - P+5.15%
Currently:
10.40%

Yes

Yes

Yes

Yes

Annual Fee

None

$29.00 waived the first year

$49.00 waived the first year

$25.00 per account number

ScoreCard Points - travel & gift awards

None

Yes

Yes

None

25 day grace period for repayment

Yes

Yes

Yes

Yes

2% or $20.00 minimum pmt

Yes

Yes

Yes

Yes

$20.00 Late fee

Yes

Yes

Yes

Yes

$20.00 Overlimit fee

Yes

Yes

Yes

Yes

Up to a 1% fee on foreign country transactions

Yes

Yes

Yes

Yes

Internet access to account information

Yes

Yes

Yes

Yes

Balance Transfers

Yes

Yes

Yes

Yes

Minimum Annual Income

None

None

$35,000

None

Minimum Credit Line

None

None

$2,000

None

Fee on Cash Advances
2% - $5 min
$25 max

Yes

Yes

Yes

Yes

Method of Computing the Balances for Purchases

Average Daily Balance Including New Purchases

Average Daily Balance Including New Purchases

Average Daily Balance Including New Purchases

Average Daily Balance Including New Purchases

Free Travel Accident Insurance

Yes

Yes

Yes

Yes

Free Auto Rental Insurance

Yes

Yes

Yes

Yes

Free Warranty Manager Service

None

None

Yes

Yes

Free Travel and Emergency Assistance

None

None

Yes

Yes

Free Corporate Liability Waiver Insurance

None

None

None

Yes

  • Travel Accident Insurance - Accidental Death and Dismemberment Insurance protects cardholders and their families while traveling by airplane, bus, train or other common carrier. The ticket must be purchasd with this credit card.
  • Auto Rental Insurance - This insurance reimburses the cardholder for the repair or replacement of a rental car damaged by collision or vandalism. The rental car must be paid for with this credit card.
  • Warranty Manager Service - Extended warranty protection doubles the manufacturers original U.S. warranty up to one full year on most retail items purchased with this card.
  • Travel and Emergency Assistance - Emergency Assistance in many areas such as: Message Service, Medical, Legal, Transportation, Ticket Replacement, Lost Luggage, Translation, and Pre-Trip assistance.
  • Corporate Liability Waiver Insurance - Insurance protection for business customers against losses incurred through misuse by a terminated employee.
  • One Score Point is earned for every dollar charged. Points can be redeemed for
    gift purchases or for travel. For more information on Score Points, contact us at loandept@capitolbank.com.

    Score CardClick the image to see the wide variety of
    scorecard awards available to you.